The infor­ma­tion on this web­site is intend­ed to pro­vide a brief overview of insur­ance cov­er­age and is not a sub­sti­tute for read­ing the details of your insur­ance pol­i­cy and/or con­sult­ing with an agent; in fact, it is very impor­tant that you con­sult with your agent to deter­mine the best cov­er­age for you.

As with home­own­ers insur­ance, for exam­ple, depend­ing upon the age, size and prop­er­ty type, the cost of insur­ance cov­er­age will vary. Or as with an auto insur­ance, the age and type of vehi­cle, your age, dri­ving record, and income, along with many oth­er fac­tors help to deter­mine the right cov­er­age for you and again, the cost of cov­er­age will vary based on these many fac­tors.