Car Insurance Quote

Car-Insurance-QuoteBefore requesting your car insurance quote, a car insurance company may be considered highly rated by taking into consideration factors such as:

  • Financial stability
  • Competitiveness
  • Admitted in Wisconsin or admitted in the United States

Richards Insurance Agency allows consumers to comparison shop highly rated companies throughout the state of Wisconsin and throughout the nation. By answering a set of questions and submitting an online car insurance quote request or over-the-phone application, your information is electronically entered into various highly rated insurance company’s rating systems which returns a real-time car insurance quote from each of multiple top online car insurance companies such as Progressive, IMT Group/Wadena, Erie, Sheboygan Falls, All-Star Mutual and more.

One of the important benefits of being an independent insurance agent and our economy of scale is the availability of choices. There are multiple choices for anything imaginable from types of products to different brands. What this creates is a broad selection for each item which gives consumers a whole picture of availability and provides the luxury of finding not only the right product, but the best product at the best price.

Like shopping for and purchasing an auto or any other tangible asset, a consumer may wonder what makes one choice better than another? Most consumers look at descriptions and product details such as features and benefits to find which product is better and this same concept can be applied to shopping for car insurance and requesting a car insurance quote.

Where insurers often have many different specifications and requirements, how can a consumer go about finding which carrier is the right choice for them? A good way to start is by looking at a company’s rating. Carriers are rated by third party organizations based on financial strengths and the ability to sustain stability during times of need to their policyholders. Insurance company ratings are straightforward and fairly simple, with companies having an “A” or better rating, generally being more stable and the better insurance companies.