What is Collision and Comprehensive Coverage?

What is Collision and Comprehensive Coverage? Collision and Comprehensive Coverage both provide compensation for damage inflicted to your vehicle in the event of an accident. Collision provides coverage for car damage in an accident, comprehensive provides coverage for car damage from other perils such as storms, theft, and some other non-accident damage inflicted to your car. Comprehensive and Collision are sold with deductibles. A deductible is the amount you pay first. After the deductible has been reached, the insurance coverage provides payment for the additional amount of repairs/replacement needed.

What is Collision and Comprehensive Coverage?

 

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A typical deductible for Comprehensive and Collision is:

  • $100 Comprehensive
  • $250 Collision

It is important that you consult with your agent to determine the best coverage for you. Depending on your vehicle, age, driving record, income and many other factors, the right coverage will vary.