Farm Insurance

Our Commitment:

Farm InsuranceRichards Insurance Agency has linked arms with 5 different farm insurance companies to provide clients with industry leading coverage at an affordable and competitive rate. We are committed to serving our clients with excellence. We always put our client’s best interest at the forefront of every decision we make. We are further committed to the foundational principals of a good hometown business where honesty, integrity, and trust are at the core of who we are and how we do business. Finally we are committed to keeping our staff educated on the ever changing risks facing the farming industry. This helps us to ensure that our clients are adequately protected.

Farm Insurance Coverage Provided:

  • Farm Property
  • Farm Liability
  • Farm Umbrella
  • Farm Auto
  • Multi-Peril Crop
  • Crop-Hail
  • Agribusiness
  • Commercial
  • Worker’s Compensation

Farm Insurance Companies:

  • Rain and Hail
  • Sheboygan Falls
  • All-Star / Newark Mutual
  • Liberty Mutual Fire
  • Darlington Mutual





AFIS Certification:

As an agency, we have made a commitment to continue to excel as experts in the industry. On October of 2010 our lead Ag-Insurance Agent completed and received the Agribusiness and Farm Insurance Specialist Certification. This is a national designation and recognition awarded to individuals who have successfully completed the designation program. This designation honors individuals who are striving to further their education and expertise in the ever changing agricultural farm insurance field. Through this national designation and recognition program our agents receive annual training and updates in the agricultural industry. This program therefore ensures our clients to have the most current information and coverage available. Richards Insurance Agency is committed to remain an expert and specialist in the agricultural farm insurance industry.

Farm Property Insurance:

We know how important it is that your farming operation is covered adequately, without having to pay for more than you actually need. Whether you are a grain, livestock, dairy, beef, vegetable, or hobby farmer we pride ourselves in helping our clients manage the risks they are faced with in their specific farming operation. With optional coverage available such as equipment breakdown, cab glass, intake of foreign object, weight of ice/snow, borrowed or leased coverage, additional operating expense, and replacement cost, we strive to customize every policy to fit each client’s specific needs and desires. Call our agents today to schedule your free, no obligation consultation.

Farm Liability Insurance:

In this day and age, liability is a pretty big topic and concern, especially in the agricultural industry. It is crucial that every farming operation be covered for their specific liabilities and risks they are faced with. With endorsements such as pollution clean-up, chemical drift, custom farming, milk contamination, and more we are able to help you cover your liabilities the way they ought to be covered. We also offer our clients farm umbrellas to help increase their liability protection to cover over the entire farming operation. We pride ourselves in learning about our clients’ operations as much as we can to ensure we are putting coverage in place where it needs to be. We also work hand and hand with our clients at developing a risk management plan to help minimize and reduce risk. Call our agents today to schedule your free, no obligation consultation.

Agribusiness – Commercial

Through ACE Agribusiness, our agency is able to provide our clients with coverage for their agribusiness and commercial Ag operations. Many companies offer coverage for agribusiness, but only a few are experts in the field. ACE has been specializing in this industry since 1887 and understands the unique risk exposures your business faces. Whether you are a small feed store, grain elevator, fertilizer/seed sales, or livestock barn we have options for you. Contact our agency today to schedule your free consultation.