Car Insurance Quote

Car-Insurance-QuoteBefore request­ing your car insur­ance quote, a car insur­ance com­pa­ny may be con­sid­ered high­ly rat­ed by tak­ing into con­sid­er­a­tion fac­tors such as:

  • Finan­cial sta­bil­i­ty
  • Com­pet­i­tive­ness
  • Admit­ted in Wis­con­sin or admit­ted in the Unit­ed States

Richards Insur­ance Agency allows con­sumers to com­par­i­son shop high­ly rat­ed com­pa­nies through­out the state of Wis­con­sin and through­out the nation. By answer­ing a set of ques­tions and sub­mit­ting an online car insur­ance quote request or over-the-phone appli­ca­tion, your infor­ma­tion is elec­tron­i­cal­ly entered into var­i­ous high­ly rat­ed insur­ance com­pa­ny’s rat­ing sys­tems which returns a real-time car insur­ance quote from each of mul­ti­ple top online car insur­ance com­pa­nies such as Pro­gres­sive, IMT Group/Wadena, Erie, She­boy­gan Falls, All-Star Mutu­al and more.

One of the impor­tant ben­e­fits of being an inde­pen­dent insur­ance agent and our econ­o­my of scale is the avail­abil­i­ty of choic­es. There are mul­ti­ple choic­es for any­thing imag­in­able from types of prod­ucts to dif­fer­ent brands. What this cre­ates is a broad selec­tion for each item which gives con­sumers a whole pic­ture of avail­abil­i­ty and pro­vides the lux­u­ry of find­ing not only the right prod­uct, but the best prod­uct at the best price.

Like shop­ping for and pur­chas­ing an auto or any oth­er tan­gi­ble asset, a con­sumer may won­der what makes one choice bet­ter than anoth­er? Most con­sumers look at descrip­tions and prod­uct details such as fea­tures and ben­e­fits to find which prod­uct is bet­ter and this same con­cept can be applied to shop­ping for car insur­ance and request­ing a car insur­ance quote.

Where insur­ers often have many dif­fer­ent spec­i­fi­ca­tions and require­ments, how can a con­sumer go about find­ing which car­ri­er is the right choice for them? A good way to start is by look­ing at a company’s rat­ing. Car­ri­ers are rat­ed by third par­ty orga­ni­za­tions based on finan­cial strengths and the abil­i­ty to sus­tain sta­bil­i­ty dur­ing times of need to their pol­i­cy­hold­ers. Insur­ance com­pa­ny rat­ings are straight­for­ward and fair­ly sim­ple, with com­pa­nies hav­ing an “A” or bet­ter rat­ing, gen­er­al­ly being more sta­ble and the bet­ter insur­ance com­pa­nies.