Farm Insurance

Our Commitment:

Farm InsuranceRichards Insur­ance Agency has linked arms with 5 dif­fer­ent farm insur­ance com­pa­nies to pro­vide clients with indus­try lead­ing cov­er­age at an afford­able and com­pet­i­tive rate. We are com­mit­ted to serv­ing our clients with excel­lence. We always put our clien­t’s best inter­est at the fore­front of every deci­sion we make. We are fur­ther com­mit­ted to the foun­da­tion­al prin­ci­pals of a good home­town busi­ness where hon­esty, integri­ty, and trust are at the core of who we are and how we do busi­ness. Final­ly we are com­mit­ted to keep­ing our staff edu­cat­ed on the ever chang­ing risks fac­ing the farm­ing indus­try. This helps us to ensure that our clients are ade­quate­ly pro­tect­ed.

Farm Insurance Coverage Provided:

  • Farm Prop­er­ty
  • Farm Lia­bil­i­ty
  • Farm Umbrel­la
  • Farm Auto
  • Mul­ti-Per­il Crop
  • Crop-Hail
  • Agribusi­ness
  • Com­mer­cial
  • Work­er’s Com­pen­sa­tion

Farm Insurance Companies:

  • Rain and Hail
  • She­boy­gan Falls
  • All-Star / Newark Mutu­al
  • Lib­er­ty Mutu­al Fire
  • Dar­ling­ton Mutu­al





AFIS Certification:

As an agency, we have made a com­mit­ment to con­tin­ue to excel as experts in the indus­try. On Octo­ber of 2010 our lead Ag-Insur­ance Agent com­plet­ed and received the Agribusi­ness and Farm Insur­ance Spe­cial­ist Cer­ti­fi­ca­tion. This is a nation­al des­ig­na­tion and recog­ni­tion award­ed to indi­vid­u­als who have suc­cess­ful­ly com­plet­ed the des­ig­na­tion pro­gram. This des­ig­na­tion hon­ors indi­vid­u­als who are striv­ing to fur­ther their edu­ca­tion and exper­tise in the ever chang­ing agri­cul­tur­al farm insur­ance field. Through this nation­al des­ig­na­tion and recog­ni­tion pro­gram our agents receive annu­al train­ing and updates in the agri­cul­tur­al indus­try. This pro­gram there­fore ensures our clients to have the most cur­rent infor­ma­tion and cov­er­age avail­able. Richards Insur­ance Agency is com­mit­ted to remain an expert and spe­cial­ist in the agri­cul­tur­al farm insur­ance indus­try.

Farm Property Insurance:

We know how impor­tant it is that your farm­ing oper­a­tion is cov­ered ade­quate­ly, with­out hav­ing to pay for more than you actu­al­ly need. Whether you are a grain, live­stock, dairy, beef, veg­etable, or hob­by farmer we pride our­selves in help­ing our clients man­age the risks they are faced with in their spe­cif­ic farm­ing oper­a­tion. With option­al cov­er­age avail­able such as equip­ment break­down, cab glass, intake of for­eign object, weight of ice/snow, bor­rowed or leased cov­er­age, addi­tion­al oper­at­ing expense, and replace­ment cost, we strive to cus­tomize every pol­i­cy to fit each clien­t’s spe­cif­ic needs and desires. Call our agents today to sched­ule your free, no oblig­a­tion con­sul­ta­tion.

Farm Liability Insurance:

In this day and age, lia­bil­i­ty is a pret­ty big top­ic and con­cern, espe­cial­ly in the agri­cul­tur­al indus­try. It is cru­cial that every farm­ing oper­a­tion be cov­ered for their spe­cif­ic lia­bil­i­ties and risks they are faced with. With endorse­ments such as pol­lu­tion clean-up, chem­i­cal drift, cus­tom farm­ing, milk con­t­a­m­i­na­tion, and more we are able to help you cov­er your lia­bil­i­ties the way they ought to be cov­ered. We also offer our clients farm umbrel­las to help increase their lia­bil­i­ty pro­tec­tion to cov­er over the entire farm­ing oper­a­tion. We pride our­selves in learn­ing about our clients’ oper­a­tions as much as we can to ensure we are putting cov­er­age in place where it needs to be. We also work hand and hand with our clients at devel­op­ing a risk man­age­ment plan to help min­i­mize and reduce risk. Call our agents today to sched­ule your free, no oblig­a­tion con­sul­ta­tion.

Agribusiness — Commercial

Through ACE Agribusi­ness, our agency is able to pro­vide our clients with cov­er­age for their agribusi­ness and com­mer­cial Ag oper­a­tions. Many com­pa­nies offer cov­er­age for agribusi­ness, but only a few are experts in the field. ACE has been spe­cial­iz­ing in this indus­try since 1887 and under­stands the unique risk expo­sures your busi­ness faces. Whether you are a small feed store, grain ele­va­tor, fertilizer/seed sales, or live­stock barn we have options for you. Con­tact our agency today to sched­ule your free con­sul­ta­tion.