Insurance Coverage

Insurance CoverageThere are many different insurance needs today. Whether you are a farmer, renter, property owner, or you are running your own business. We have insurance coverage for you. We currently sell auto, home, farm, business, life, and multi-peril crop insurance. In addition, we offer insurance coverage for special events. As an independent insurance agency, we can provide you with quotes from a number of companies. This way we can help shop to find the best insurance coverage product for you at a competitive price.

Plan for the future with our Home, Auto, Life, Farm, Busi­ness and Specialty Insurance Cov­er­age

Protect What Matters with Richards Insurance AgencyRichards Agency
Life is full of unex­pected sur­prises. We can’t pos­si­bly pre­dict when a calamity will befall us. But we can plan ahead for it with insur­ance cov­er­age. At Richards Insur­ance Agency, we want to give you unmatched peace of mind. To do so, we pro­vid­e you with the best insur­ance cov­er­age that money can buy. Con­tact us today to request an esti­mate of your next cov­er­age plan.

Below is a listing of some of the risks Richards Insurance Agency offers insurance coverage for. If you have a risk that needs insurance coverage and isn’t listed, please contact us. We will see if we can find a competitive market for you! If we are unable to provide insurance coverage, we will seek to connect you with another agency that can.


  • Homeowners Insurance
  • Manufactured Home Insurance
  • Mobile Home Insurance
  • Motor Home Insurance
  • Pull-Camper Insurance

Auto & Powersports

  • Auto Insurance
  • Semi-tractor/trailer Insurance
  • Motorcycle Insurance
  • Motor Boat Insurance
  • Power Sports Insurance
  • 4 Wheeler Insurance
  • Snowmobile Insurance


  • Life Insurance
  • Personal Excess Policies (umbrellas)
  • Bonds


  • Farm Insurance
  • Farm Truck Insurance
  • Cattle and Livestock Insurance
  • Crop Hail Insurance
  • Flood Insurance
  • Multi-Peril Crop Insurance


  • Commercial Property & Liability
  • Commercial Auto Insurance
  • Contractors Insurance
  • BOP as well as CGL Policies
  • Commercial Excess Policies (umbrellas)


  • Adult Family Living Home Insurance
  • Day Care Liability Insurance
  • Senior Living Facility Insurance
  • Church Insurance
  • Private School Insurance
  • Private College and University Insurance
  • Special Events Liability Coverage